Can I buy health insurance for just my child?

We make to much to be covered through state based insurances (CHPlus or Family Health plus) however we don't make enough to buy family insurance if we would like eat each day. So I was looking into just having my child only covered. Do any NY insurance companies just cover your child? When I searched it, the quotes were always for family or parent and child? Does anyone have helpful info?|||Thanks to the health reform act, you can no longer buy child only health insurance in most states, including New York.



So your choice is to cover at least one adult with that child, add child to your employer's plan, or self pay for whatever care child obviously needs now (or else you wouldn't be trying to buy insurance!)



*Healthy NY doesn't offer 'child only' coverage. You have to buy it for the family, or just the adults.*|||In New York State (this is not true nationally), there is a state-run program called "healthyny", where you can get insurance if you make too much to qualify for medicaid or for the programs that you mentioed (CHPlus and Family Health Plus), but too little to be able to buy family insurance the regular way. It is not free, but it does cost you much less than buying family insurance the regular way. When I last checked (many years ago), the price for healthyny was approximately 1/2 the cost of getting insurance the regular way. Therefore, if you qualify, getting insurance for two individuals through healthyny should cost you roughly the same amount as getting insurance for just the child the regular way.|||http://www.ins.state.ny.us/website2/hny/鈥?/a>





This is NY information. NY has more programs than other states and they operate differently. If you dont qualify for any state plan I hope you can find private insurance for him.|||Because of the healthcare deform act you can no longer purchase child only policies. You must get a policy with a parent. The child only policies ceased to be sold back in September.|||Most insurers stopped offering child-only policies after the health reform legislation passed. Go see an independent broker that handles health policies and ask for alternatives and quotes. It's free to ask.|||It depends on where you live, but more importantly if you insure Person A and not Person B, but Person B ends up with a $50,000 hospital bill how does your plan work out?|||yes,


you can the age limit is 1 yr to 45 yrs.