Can an adult child continue on parents health insurance if child gets married in Iowa?

This is a gay marriage. Will the insurance continue, in either gay or heterosexual marriage, with most health insurances?|||Federal law doesn't recognize gay marriage. It's up to the parent - if they want to continue the coverage, and continue to pay for it, they can, UNLESS the child's employer offers health insurance - in which case, they don't qualify.





I think it's silly, frankly, to enter into any kind of marriage, but still want support from mommy and daddy. Either you're an adult, living on your own, or not.|||As of last Sept, it's a federal law that the insurance needs to continue to allow adult child to be on their parents insurance until their 26th birthday.


- the child does not need to live with the parents, the child can be married or single. the child does not have to be a student


- the parent must allow the child to remain on the insurance (it is not required).





As part of the law, the child cannot be eligible for their own insurance through their own employer. Most (all?) of my clients are not requiring this because there is no way the company can monitor it and it changes so frequently the maintenance is just too much to administer.





Government employers are not required to abide by this law. There might be other policies and industries that it is not required.|||If the parent decides not to let the child continue on the insurance, then the child cannot continue on it.





In a heterosexual marriage, if the child was able to continue on the parent's health insurance until now only because of the new law that was passed in 2010, and the child is eligible to get insurance from the child's new spouse's employer, then the child cannot continue on the parent's health insurance. I am not sure if that also applies to homosexual marriage. In homosexual or heterosexual marriage, if the 2010 law applies and the child is not eligible to get insurance from the child's new spouse's employer, then the child can continue on the parent's health insurance after getting married. If the insurance is exempt from the 2010 law, then the child may or may not be eligible to continue, depending on whether the insurance policies covers married dependents.