Is a father and a child health insurance premiums cheaper than helath ins premiums for 2 adults and 1 child?

Usually - because you can have the option of "insured plus child". But if there are more than two people, the option is usually "family".





Of course, it wildly depends on coverages - you certainly can find some low coverage family plans that cost less than high quality insured plus child plans.|||Usually, but not always. It would depend on the particular company and policy. The only way to find out is to ask your insurer or your employer directly.|||Use Online Premium Calculator and know the exact amount of premium to be paid in each case. I used this tool, while I purchased Apollo Munich鈥?plan for myself. You can visit their website